Unemployed? Read On to Find Grants and Financial Assistance

When you are unemployed, it can be absolutely frustrating to try and pay off every bill and lead a debt-free lifestyle. Your basic daily needs can eat up a good portion of whatever cash you are bringing in, not to mention how difficult it can be to actually pay all of your other bills on top of it. Having little to no money coming in can quickly lead to large debts that are very difficult to pay off. There are debt relief grants available that can help both men and women pay off their debts and also support a debt-free lifestyle.

 

If you are unemployed and need help, don’t hesitate to ask for it. There are many debt relief programs and grants available from your local nonprofits and agencies. The United States government also offers debt relief grants to citizens to help them get back on their feet.

 

Debt Relief to Cover Daily Expenses

 

When you are unemployed, simply covering your day-to-day expenses can prove difficult, if not downright impossible. These bills can include cable, internet, cell phone, water, utility, fuel, gas, transportation and more. Simply buying groceries after paying off everything else can prove to be an impossible challenge for some. Many people are also paying medical bills, car insurance, school tuition, prescription costs and car payments on top of the rest of the bills. These weekly and/or monthly payments can be unaffordable for those who are unemployed, causing them to fall into deep debt. However, there are grants that are disbursed that will help pay off these debts and bring some relief to the individual.

 

• Life-Link, a program to help pay telephone bills

• H2O Help to Others, a program that will help with water bills

• The Low-Income Payment Program, or LIPP, a program that will help with water bills

• LIHEAP, HEAP, and WAP, programs for utility bills

• Free Gas USA, a program for gas bills

• Grocery vouchers, food grants, and discount plans to purchase groceries

 

Cash Assistance for Debt Relief

 

The federal government, along with most states and nonprofits, all allocate a certain amount of cash that can be used by those who have found themselves in an emergency situation. Everyone should plan for crisis situations, but when you are unemployed, you may be using your savings account or emergency stash just to keep your family afloat. Your bank account can dwindle drastically if you are dealing with an emergency issue while unemployed. However, the federal government does offer assistance programs and free cash to those who are jobless when a disaster strikes. These are:

 

• Emergency Cash Assistance

• Self-Employment Assistance

• Temporary Assistance for Needy Families

• Unemployment Insurance Coverage

• WIC (Women, Infants, and Children)

• Disaster Unemployment Assistance

 

Employment Services for Debt Relief

 

Being unemployed means having to scramble to pay your bills. This can result in large debts that are difficult to get out of. Because of this, the federal government provides various programs that help unemployed individuals develop new skills that will help them find a better job. There are also assistance programs that offer various help to individuals who have lost their jobs because the companies outsourced to foreign countries or for those who have had their salaries significantly cut. This assistance includes unemployment compensation, job search allowance, benefits, health coverage, reallocation allowance, and remedial training. Some of these programs include:

 

• One-Stop Career Centers

• Workforce Investment Act

• Trade Adjustment Assistance

 

Community Action Agencies

 

There are many community action programs that can provide debt relief assistance to someone who is currently unemployed. Free goods, benefit programs, and other funds may be granted to individuals and households depending on their current needs. This could include school and work uniforms, toys and books for children, warm clothes, jackets, shoes, bedding and more. Presently, there are over 1,100 agencies around the country that are in the position to help with short-term bill payments and other assistance for those who are currently unemployed. Aid can also usually be found in local churches, clothing closets, nonprofits and other local organizations dedicated to helping those who are not currently working.

 

There are many debt relief programs and grants available to those who meet the guidelines. For more information on available grants, check out Grants for Unemployed Single Mothers. There is help available when you know where to look for it!